Money is hard for me to wrap my brain around.

I know I need it to live, buy things, and enjoy life, but I don’t always know for sure how I’m going to do all of these things. I just do the best I can and it seems to work.

One reason why I think money is hard for me is because I’m not a number gal. I’m not good at Math, I don’t speak the language, I mean basics yes, but I’ve always struggled with remembering numbers.

Let me share an example; when I go to the store to buy bananas they have a price. The labeled price may be higher or lower than the last time, best price or average price. I would never know the difference. I don’t know how much bananas sell for. If I need bananas, I buy them. I know this sounds weird, like I never shop, but I do. I should know, but I don’t. Even right now I have no idea how much they are and I don’t care. Maybe that’s why I don’t know or pay attention, is because it’s not important to me. Interestingly enough. For years when I would make a trip to the store for some groceries, my total, without adding or counting what I had in the cart was almost always around $70-$75. No kidding! Yes, I bought a lot of the same or similar things but not always. If we needed it, I just bought it and if we didn’t I didn’t. I’m very frugal anyway and always have been. Now my average is more like $100-$120. Still that’s not much compared to what most people spend.

I don’t really like to shop for clothes much. I love to thrift! One of the funnest things about thrifting is the hunt. Looking for a treasure! “One man’s garbage is another man’s (or woman’s) treasure,” is truth. Something about buying a used item, and it’s still usable makes my heart happy.

I would also consider myself very humble as far a my looks go. Honestly I’m just an average looking gal. I went to cosmetology school when I was young, and still have my license, but I don’t spent much on myself. I remember my teachers in school telling us that what we do is enhance or compliment the natural beauty. What that tells me is blue hair, super long nails, and incredibly long and thick eyelashes are not natural. I have are hard time spending money on things that are not necessary, and cost a ton. I know that lots of girls get hair extensions and they can cost thousands of dollars. I know that is not a good thing. I colored my hair for years. Then I didn’t want to pay someone to do it, so I taught my sweety how to do it. He struggle with it a little and I finally thought “Why?” I don’t care about having my hair colored, I’m getting older and I think I should act my age. So I quit. I was only spending about $10-$15 dollars a month on my hair, so I decided to donate $10/month to our churches Humanitarian Fund. It’s not much, but I feel better about that, and I have grown very fond of my gray hair.

As far as going on trips and adventures go, we are very careful about that. We are trying to prepare for retirement, and feel like we don’t want to struggle then. Paying extra on our house, doing some investing, and living frugal will hopefully make retirement happen. But we do have very generous people in our lives who are always blessing us with fun things to do. My best friend is a gem about letting us visit and enjoy fun times with them. My siblings have helped us go on sibling trips by sharing the financial responsibilities. We mostly just do visits with our friends and family close to home.

When the kids were little money was such a challenge, but we paid our tithing and still do, and we have never gone without. We were able to help 3 of kids serves LDS missions, and enjoyed a few trips a year to Bear Lake and Park City. My in-laws had a trailer at Bear Lake and a timeshare at Park City. We had so much fun and spent very little money.

To some up, I’d say my philosophy about money is respect it, what it can do for you, even if you live modestly. Always have a grateful heart. Like I told the kids years ago, not all blessings are financial. We have everything we need and we are very comfortable. We use only what we need, and share with others.

Doctrine and Covenants 78:19 And he who receiveth all things with thankfulness shall be made glorious; and the things of this earth shall be added unto him, even an hundred fold, yea, more.

God is good. Money is a necessary part of life, but when you careful and always grateful there is always enough!